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00:00:00 intro 00:01:12 the importance of financial education 00:02:03 Track your spending. 00:03:04 Create a monthly budget. 00:04:04 Pay down debt. 00:04:58 Set financial goals. 00:05:50 Automate your savings. 00:06:42 Cut back on unnecessary expenses. 00:07:33 Make a plan and stick to it. 00:08:51 Conclusion
